Tax Collector Contact Information

• Contact: Diana Falica, CTC
• Phone: 973-827-9280 ext. 117
• Fax: 973-827-2550
• Email: tax@franklinborough.org

Office Hours

• Monday, Wednesday, Friday -  8:30am - 4:00pm
• Tuesday & Thursday -  1:30pm - 4:00pm

Tax Payment Due Dates

• February 1st
• May 1st
• August 1st
• November 1st

*Property Tax Bills are mailed out once per year, in July, and contain four quarterly payment stubs/coupons.

Payment Methods & Fees

You can pay your taxes in person or online (via credit card or E-Check). Please note that processing fees apply to these methods:

• Credit/Debit Cards (In-Person or Online): A fee of approximately 2.95% of your total bill will be added.
• E-Checks: A flat convenience fee of $1.95 will be added.

Important Payment Rules

• Deadlines are Strict: Payments must be received in the collector's office by the 10th of the due month. Postmark dates (the date you mailed it) do not count as the payment date.
• Mail Risk is Yours: The collector is not responsible for mail lost via USPS, FedEx, UPS, or online banking. If a payment is lost, you are still responsible for the amount and any late interest.
• Missing Bills: Not receiving a bill does not excuse you from paying on time or staying clear of interest. It is your responsibility to check your account status online or by phone.
• Property Owners are Liable: Property owners are solely responsible for all tax and utility payments, even if the property is occupied by a tenant.

Payment Options

• Standard Methods: Mail, delivery services (FedEx/UPS), or online banking.
• Drop-Box: For your convenience, a secure drop-box is located by the front steps of the Municipal Building.

Late Interest & Penalty Rules

If your property tax or utility payment is late, interest charges accumulate automatically based on the size of your overdue balance.

Annual Interest Rates

Late interest is calculated from the original due date of the bill using a two-tier system:

• For the first $1,500: Overdue balances up to $1,500 accumulate interest at 8% per year.
• For amounts over $1,500: Any portion of the overdue balance above $1,500 accumulates interest at 18% per year.

Year-End Penalty

• Balances over $10,000: If you owe more than $10,000 in delinquencies at the end of the calendar tax year, a flat 6% penalty is added to the total amount due.

Important Note: Interest rates are set by state and local laws and cannot be waived by the tax office. To avoid, ensure your payments are received by the 10th of the month in which they are due.

Important AutoPay Rules

• Separate Enrollment Required: You must enroll your Tax account and your Water/Sewer account separately. Enrolling in one does not automatically cover the other.
• Selling Your Property?: If you sell your home, you must log in and cancel your AutoPay yourself. The tax office will not automatically stop the drafts when the property changes hands.

Property Tax Relief for Seniors (Ages 65+)

New Jersey has combined three separate tax relief programs (Senior Freeze, ANCHOR, and Stay NJ) into one single application. Your eligibility is based on your age, income, and residency from 2025.

• Filing Deadline: November 2, 2026
• How to Apply Online: Visit propertytaxrelief.nj.gov
• Need Help? Call 1-888-238-1233

What has changed: You no longer need the local Tax Collector to fill out or certify your tax amounts like you did in previous years.

Local Property Tax Deductions

These two deductions are managed directly by your local town or municipality:

• Senior or Disabled Deduction ($250): If you are a homeowner age 65 or older, or are disabled, you can get up to $250 off your annual property taxes. You must meet specific state income and residency rules to qualify.
• Veterans Deduction ($250): Qualified war veterans and their unmarried surviving spouses are eligible for a $250 annual deduction on their real estate or personal property taxes.